"My first deal completed in June 2002 when I purchased a 2-bed, 2-bath apartment in Central Birmingham with a 15% discount. The original purchase price was £185,000 but through Property Investments Group I secured a price of £157,000 and a rental of £850.00 per month with a rental guarantee scheme. It has been an excellent investment and an agent recently told me he would sell it for £225,000, which would show me a gain of £68,000 if I wanted to sell; all this without tying up any of my own capital! I have since exchanged on 2 x 2-bed, 2-bath apartments close to the new Olympic Stadium. The original purchase price in February 2005 was £255,000 with a value now in excess of £310,000 for completion in 2006!"

"I've purchased three properties through Property Invesments - I kept two and sold one on prior to completion. In London I purchased for £200,000 (original price £235,000) with eight months to completion. I then sold this on at a price of £240,000 after six months. I purchase a flat in Manchester for £150,000 (original price £177,000), it's tenanted at £825 per monthy with a rental guarantee scheme. In Leeds I purchased a flat for £87,000 (original price £103,000) and this is tenanted at £525 per month with a rental guarantee scheme."

"I've purchased property through Property Investments Limited over the past year and have now built up a portfolio of six properties across the country; two in Birmingham, two in London, one in Manchester and one in Leeds. The total purchase price of these properties was £1.1 million, and I secured them for £960,000 giving me an equity stake of £172,000. All the flats are let-out fully managed with rental guarantees. Today my portfolio is worth £1.35 million - that gives me an equity of £395,000 with none of my capital invested - not bad for a novice!! "

"I purchased my first property in May 2003, completion in November 2003. The purchase price was £215,000 but I secured it for £182,000 giving me an equity stake of £33,000 - similar properties on the development have increased by £5,000 which is good news for me. I have since purchased 2 x 1-bed flats in Leeds for £112,000 each for completion in 2006, and I have had a survey on similar units valued at £134,000 each with a rent of £700 p.m. - not bad for a no capital investment deal!! "

"I purchased a large 2-bed/2-bath apartment in Central Birmingham in a new development with a 15% discount, completion in January 2005. The original price was £235,000 but I paid £199,750.

The specification is excellent - fully fitted kitchen, laminate flooring and carpets ... "move in with a suitcase"!. There's 24-hour concierge, gymnasium, business meeting rooms for residents, etc.